Terms of Service

Welcome to Miloom. Please read these Terms of Service ("Terms") carefully before using our mobile application (the "App") and our website hosted at miloom.co (the "Service"), operated by Miloom ("us", "we", or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

1. Description of Service

Miloom provides a premium company and financial management command center for entrepreneurs, integrating account synchronization, subscription tracking, and document vaults alongside AI-assisted capabilities.

2. Accounts and Security

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. Third-Party Integrations & Data

Our service allows you to link your financial accounts using secure third-party aggregators (such as Plaid). By linking your financial accounts, you explicitly authorize us and our partner integrations to retrieve and present account balances, transactions, and institutional details on your behalf.

We do not store your direct banking credentials. All bank login details are managed securely by the respective integration partners.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Miloom and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Miloom.

5. Limitation of Liability

In no event shall Miloom, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized transmission, access, use or alteration of your transmissions or content.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

7. Contact Us

If you have any questions about these Terms, please contact us at support@miloom.co.